Do you remember the days when you don’t have to worry about the cost of milk? Or when you can just plunk down a three thousand peso bill and walk away with six or more bags of groceries? As we all know, food has the biggest budget for expenses. Most of the products sold on groceries are gradually increasing that could bust your budget for the entire month. For first-time parents especially for moms who do all the budgeting at home, this can be tricky. Photo courtesy of freepik.com To make this easier for first-time moms on a budget, here...

"Petsa de peligro" is still a thing even when you're working from home. You may not be spending on transportation, but you still get to shell out some cash for basic necessities such as groceries and bills. The cost of our utilities have skyrocketed due to the delayed readings caused by the previous Enhanced Community Quarantine, and we may also find ourselves stocking up on food, cleaning items, and toiletries from our grocery trips. Do you find yourselves browsing online retailers and hitting the "add to cart" and "check out" buttons more than ever? Unnecessary spending can reduce the amount...

When we reach our 20s, most of us are having quarter life crisis as we graduate from college and take our first step in front of the door of the real world—we begin to wonder where our lives would take us as we grow older. Investing in your 20s will be a wise decision because during that age, you still don’t have too much responsibilities, which means you have more opportunity and chance to save up for yourself and your future. In an article written by Rappler, the Sun Life Chief Marketing Officer Mylene Lopa also claimed that it’s best...

Way back 2018, I found myself in a really bad place — I got addicted to online loaning apps. I was a typical 22-year old who wanted to live the life by travelling, constant eating out and hanging out with friends, partying, and buying really unnecessary expensive things to flex. You might say that that’s okay; that we should live life because as the millennials always say, you only live once. The problem was, I was not financially capable of having all these luxuries in my life. But because I wanted to be “in”, I got myself to a place...

Binge-watching, all-day eating, reading your hauled books, cutting or dyeing your hair, vlogging, or working out—we had already done a lot of things to spend our days and save ourselves from boredom and getting burned-out because working from home can really be draining, not to mention the stressful events all over the news . And of course, most of us impulsively clicked that “add to cart” button, because we’re just “comfort buying,” right? According to Credit Karma’s (an American multinational personal finance company) survey more than a third of American’s are making impulse online purchases and almost 20% said they...